Which of the following factors are generally not considered when underwriting group insurance?

In the context of underwriting group insurance, the group's medical history is typically not a primary factor considered. This is because group insurance is structured to provide coverage to entire groups rather than assessing individual health statuses. Underwriters often focus on more collective characteristics of the group rather than the individual health of each member, as the risk is spread out over a larger pool.

Conversely, elements such as the size of the group, the nature of the group, and the group's past claim experience are crucial. The size of the group influences the risk assessment because larger groups can help distribute risk more evenly. The nature of the group affects underwriting since certain professions or activities may be associated with higher risks, which can alter the perception of risk to the insurer. Additionally, past claim experience is vital as it provides insight into how the group has behaved in the past regarding claims, helping underwriters predict future risk accurately.

Therefore, in underwriting group insurance, focusing on collective group attributes is standard practice, making individual medical history less relevant in this context.