What is the period called when no benefits are paid between a child's 16th birthday and when a surviving spouse qualifies for retirement benefits?

The period when no benefits are paid between a child's 16th birthday and when a surviving spouse qualifies for retirement benefits is known as the blackout period. This term specifically refers to the time frame during which certain benefits, particularly Social Security survivor benefits, are not available to a spouse who is caring for a child who is no longer eligible for child's benefits due to reaching age 16, but the spouse has not yet reached the age to qualify for their own retirement benefits.

The concept emphasizes the gap that can exist in financial support during this transition period for families who have lost a primary wage earner, highlighting the importance of understanding benefit eligibility timelines in insurance and social welfare programs. Understanding the blackout period is crucial for financial planning, especially for those who may rely on these benefits for income support during vulnerable life stages.