An underwriter requires further information due to a medical situation the applicant had in the past. What will the underwriter require?

The attending physician statement is the appropriate requirement when an underwriter seeks more information about a medical situation from the applicant's past. This document is typically prepared by the applicant's healthcare provider and provides detailed insights into the applicant's medical history, treatment received, and the physician's assessment of current health status.

This information is crucial for the underwriter to assess risk accurately and make informed decisions regarding coverage and premium pricing. Such a statement provides professional insights that help the underwriter understand the potential health risks associated with insuring the applicant, which is not fully captured by other documents like a statement of continued good health, a complete medical record, or a sworn health affidavit. The attending physician statement is particularly valuable because it focuses specifically on the relevant medical issues that concern the underwriter, ensuring that a thorough and professional evaluation of the applicant's health is made.